Well thanks for nothing
I didn't realise that the guys on here where so paranoid. I am a home owner that is true, but I am also a business owner, licensed and insured with about 3 years of property management under my belt. I am sure not alot compared to most on here.
I am sick of getting back advise from people I know in the trades who seem to send me in the wrong direction so I did a little searching and tried here.
I guess I will not ask any more questions until I have 9000 posts in then I will be a real contractor.