He's low-balling you. Ask to talk to his supervisor or request a different adjuster.
Vinyl Siding
My building was cremed by a vehicle and it trashed the vinyl siding down one side and damaged two corners. The insurance adjuster came out and gave me a low estimate saying that the vinyl corners could be replaced WITHOUT removing the vinyl on the sides. Is this true? I installed the vinyl myself, and just dont see how you can get at the tabs to nail them without removing the siding.
Thanks
Thanks
1 - 17 of 17 Posts
Alas some adjusters are trained to save their company money at the expense of others. Ask the adjuster to show you how it's done. Then share your new information with us.
If your state allows public adjusters call one. Usually the insurance company kuckles up pretty quik when they show up on a case.
They might find that the crash moved the building a fraction and changed the roof pitch. They try to get all they can as they work on a percentage of the payout.
If your state allows public adjusters call one. Usually the insurance company kuckles up pretty quik when they show up on a case.
They might find that the crash moved the building a fraction and changed the roof pitch. They try to get all they can as they work on a percentage of the payout.
I agree that he's low balling you.
With that said I flip out post corners all the time like this. There is a method.
Not as good as with the siding off but good enough no one will ever know or cause any problems.
With that said I flip out post corners all the time like this. There is a method.
Not as good as with the siding off but good enough no one will ever know or cause any problems.
Get your own insurance company involved or hire a private claims adjuster
With siding nailed within 2 to 3 inches of the corner? What do you do....unsnap each piece, pull it out and remove nails a couple of feet from the end? Seems you would have to do that to keep from breaking/ or bending and permanently creasing the vinyl.I agree that he's low balling you.
With that said I flip out post corners all the time like this. There is a method.
Not as good as with the siding off but good enough no one will ever know or cause any problems.
It's Farm Bureau's own adjuster who did this.
Not enough info to know if your being low balled or not, but the corner posts are no problem. It's not pleasant or easy but done all the time. Could be a problem on older vinyl that is losing its flexibility.
Good Luck
Dave
Good Luck
Dave
The vinyl is 10 years old. The corners are 8' high. Two corners are damaged. One is ripped away from the tabs. And the siding is damaged on the whole 24' side, up to 4' from bottom. The adjuster allowed $497 to replace the vinyl, and both corners.Not enough info to know if your being low balled or not, but the corner posts are no problem. It's not pleasant or easy but done all the time. Could be a problem on older vinyl that is losing its flexibility.
Good Luck
Dave
Thanks
Is that the net after taking into account your deductable?The vinyl is 10 years old. The corners are 8' high. Two corners are damaged. One is ripped away from the tabs. And the siding is damaged on the whole 24' side, up to 4' from bottom. The adjuster allowed $497 to replace the vinyl, and both corners.
Thanks
If you add the 500 deductable, you would be in the ballpark:thumbsup:
Yes, that was after the deductible.
After deduct it sounds in range to me.
I unzip pireces about 3 ft back on 1 side and yank the old corner out.....then slip new in and use screws with a 6" bit. ( I use screws on all siding and soffit) Its actualy pretty easy
The hard part could be color matching so you may want to redo all corners so it all matches
I unzip pireces about 3 ft back on 1 side and yank the old corner out.....then slip new in and use screws with a 6" bit. ( I use screws on all siding and soffit) Its actualy pretty easy
The hard part could be color matching so you may want to redo all corners so it all matches
there is an approved repair in the manuals,but it requires the corners be still on the wall
if they are half on half off ill replace the entire corner
really a judgement call
if they are half on half off ill replace the entire corner
really a judgement call
I cut the corners off at the edges and leave what looks like J trim. The new corner gets the nail hem cut off and then snapped over the remaining J. A little adhesive inside it holds it up. :thumbsup:
Replacing the corners isn't a problem at all.
I would be more concerned with getting the same panel, color and grain match.
It seems that the manufactures change all the time.
I wouldn't accept a repair on part of the side unless it is a perfect match.
If they can't match it, they should at least pay to replace the side from corner to corner.
Don't accept a patch job.
Take pictures showing the rest of the building to show its condition for your own records in case you need them to justify a claim later.cya
I would be more concerned with getting the same panel, color and grain match.
It seems that the manufactures change all the time.
I wouldn't accept a repair on part of the side unless it is a perfect match.
If they can't match it, they should at least pay to replace the side from corner to corner.
Don't accept a patch job.
Take pictures showing the rest of the building to show its condition for your own records in case you need them to justify a claim later.cya
Interesting topic. Anyone ever use a flat bar to renail siding?
Not meaning to hijack, but since sidng repair came up....
Not meaning to hijack, but since sidng repair came up....
metalbender hit the nail on the head... it's tricky to do but if you are careful not to slit your own wrist it does work well... i take a hook blade for shingles and go really slow being sure to cut back enough of the "J" part on the corner so that the new "skin" isnt going to pucker out or get distorted. Its a great fix, i use it alot with weed eater damage and such. Pretty fast at them now. You could even use a dremmel or something to grind "rasp rather" that hemmed edge... wish i could draw you a picture. But all B.S. aside... i'd want my whole wall replaced if there's any diff in the new and old. 24 X 8 feet? C'mon...that's less than 2 square.... this guy needs to get some affection from his wife or something!!! for $140 bucks or so i'd yank it off, all of it and just get er done if all else fails with the ins. you're still gonna come out ahead right?
As Framer53 said, $$ sounds ok assuming the HO is paying you the deductible amount. But keep in mind that it's ok in our area and may not apply to you.
But please change out the corner posts completely. Remove all of the damaged product and replace with sound product. I would not rely on adhesive for a product that moves so much with temp differences.
Unzip the panels and pull nails back about 2-3 ft. from both sides of the corner post. Remove post and install new one. Relock and renail the panels back in place. It can be frustrating, but it's done. Around here modular homes are delivered with the front and back siding installed. Once on site and joined the corner posts are installed and the ends are sided.
Good Luck
Dave
But please change out the corner posts completely. Remove all of the damaged product and replace with sound product. I would not rely on adhesive for a product that moves so much with temp differences.
Unzip the panels and pull nails back about 2-3 ft. from both sides of the corner post. Remove post and install new one. Relock and renail the panels back in place. It can be frustrating, but it's done. Around here modular homes are delivered with the front and back siding installed. Once on site and joined the corner posts are installed and the ends are sided.
Good Luck
Dave
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