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Looking for some advice on obtaining insurance for a new business.
For several years I've been constructing wheelchair ramps for family members and friends (parents, grandparents, so forth). I've decided to do this exclusively as a full time job after visiting http://www.wheelchairramp.org/ and obtaining ADA compliant plans. I would also offer simple home modifications for accessibility needs, grab bars, door widening, etc. But the main focus being wheelchair ramps.
The problem I'm having is in obtaining liability insurance to begin this venture. Every agent I've met with has expressed great concern over liability with the use of wheelchair ramps. And of course, the fact that I'm just starting in this business. Subsiquently I've been turned down for insurance from several companies here in southwest Missouri.
Does anyone have any ideas about how I might go about resolving this?
Or is there a way I can cover my backside without insurance for a couple of years? So I can get established.
Thanks in advance
For several years I've been constructing wheelchair ramps for family members and friends (parents, grandparents, so forth). I've decided to do this exclusively as a full time job after visiting http://www.wheelchairramp.org/ and obtaining ADA compliant plans. I would also offer simple home modifications for accessibility needs, grab bars, door widening, etc. But the main focus being wheelchair ramps.
The problem I'm having is in obtaining liability insurance to begin this venture. Every agent I've met with has expressed great concern over liability with the use of wheelchair ramps. And of course, the fact that I'm just starting in this business. Subsiquently I've been turned down for insurance from several companies here in southwest Missouri.
Does anyone have any ideas about how I might go about resolving this?
Or is there a way I can cover my backside without insurance for a couple of years? So I can get established.
Thanks in advance