I will have my time build up this summer to take a few days to side carpentry jobs. I know I need my city contractor license and state homebuilders license. But do I need to get Workman comp? To cover myself if I get hurt on the job? I will be most doing light framing like sheds, small garages, and trim carpentry like installing crown, base, and shoe molding. I don't if I will start house framing this year or not. If so it will be 1100 or 1200 sq ft homes with simple roof lines but I don't if its a market for starter homes. I just ready to quit my $9.35 and hour job yet as I am trying to build up some credit and a little savings for my future business.