That's what I was going to say. It's not uncommon for a customer to say "no permits", there are various reasons for this, so in such cases I just include language in the contract like "permits and inspections responsibility of owner".Homeowner pays for the permits
I don't know how it works out their where you are at, but where I am putting language in your contract making the permit the responsibility of the homeowner does not allow you to perform the work without a permit being issued. If you do then you (along with the homeowner) run the risk of fines and possible disciplinary action from the board of contractors. Furthermore if intent to break the law can be proven it could invalidate your contract and make you subject to possible legal recourse.
To get around it? Yeah, that's easy. You add up all the permit fees, bonds, etc., & include that with your quote to the HO.The added expense of pulling a permit to do a basement finish is around $700. The permit cost around $300, and it cost at least $400 to get a master electrician and plumber to pull the other permits. Does anybody have a good system to get around this?
I was working on a job where the HO requested no permit, and the GC was stupid enough to put a dumpster in the driveway (code enforcement officer magnet) as well as his yard signs out.Tell them what the charges are for getting back dated permits & inspections are when they try to sell