Yep :clap:Yes, that is why its best to get your down payment up front before you start any work. If you are in a trade where you can get paid for percentages of work completed before you start the next one, even better. I increased the down payment amount this year because of things like that. If you do any financing, make sure it is through a bank. I use enerbank. They pay me when the job is complete. If the homeowner doesnt pay them back, it is not my problem and I at least have my money.