I live in a Palm Harbor. I wish to god I hadnt bought it. But I was 24 and didnt know any better. Its not a bad house, but they loose value. I bought mine in the height of the boom. Im in a position to either sell for less than I paid or keep it. In july we made the decision to pay it off. I pay 2, 600 a month on it, be paid for in 51 more payments. Guy near me is renting his for 1150 a month. Mine is a better place, an acre of land. If I get a grand a month renting it, ill clear 700 a month after taxes, insurance and maintenance fund. To hard to pass up.
I own a little rent trailer outright, I get $650 for it. Between the two ill clear a grand or more a month.
I wouldn't buy one again, they loose to much value. Except for rental purposes. Rentals are my retirement plan.