I'm the owner & contractor for my Remodeling business and have no employees. I started the business almost 8 years ago, and have never missed any of my payments to any of my suppliers or subcontractors. So, I decide this past year to purchase a newer used truck for my company. I currently use my truck to pull my fully equiped trailer to and from my jobs. I have found that since I'm self-employed I'm subject to higher qualification standards when it comes to getting a loan, and also higher interest rates. Has anyone else experienced this, and have you found anyway around it?