Brian, we had a 2 for 2 last year and are gearing up for Wilma, expected to hit tomorrow. I have spent 55 yrs. in the Bahamas and So. FL and can tell you that some things are much different today. Rich folks pay first and best just as they have always done, they will deal with the ins. later.
FEMA handles emergencies, (sort of). Their function is emergency/temporary shelter, food, ice and a few $. They do not have a contractors list. You will be entering a disaster area on your own. You WILL need local licenses and most places make these easy provided that you have current licensing from another state. There may also be a small test to introduce you to the local coastal codes.
If you are from 'up north', don't expect a friendly reception throughout most of the Bible Belt, a lot of these folks are still fighting the Civil War and despise Yankees. This applies to central (away from the coasts) FL as well. Just a 'heads up'.
There is a pile of money to be made in a disaster zone. Bring your own supplies, ALL of them! Be prepared to be miserable for a few months and possibly exposed to diseases such as malaria, dengue and yellow fever. You were thinking that the good money came cheap weren't you? Not so, you earn it just like every other job.
If you have more questions, I have more answers. We're planning on 90-100 MPH winds tomorrow around noon plus tornados before and after. It may take a while to reply.