A part time job. I know quite a few teachers and they either save for the summer or (most) get another job in the summer. I don't know ANY teachers that go on UI for the summer.

 

A part time job. I know quite a few teachers and they either save for the summer or (most) get another job in the summer. I don't know ANY teachers that go on UI for the summer.

I know plenty of bus drivers who do camp runs over the summer. teacher contracts forbid them taking UI over the summer because they are otherwise compensated for it with higher pay and benefits during the school year. So extra work is gravy for them not a penalty. some of those bus drivers who could be doing unrelated work during the summer don't make enough to offset what they would be collecting in unemployment insurance. They are penalized for working. I might add unemployment insurance is taxable as income. welfare is not.

 

A W - the Home Depot thing was a "joke" ... made several pages back.

My gosh - I can't stand walkin into the place; much less having to stay there for 8 hours.



AW - stay with me here - read this ...



A chiropractor who works twice a week evidently makes enough money to be able to live comfortably through the year. Ok - THAT is my point. and that is the "problem" I have with unemployment.



If you TRULY need that financial assistance every winter - then you are NOT making a living. If you are constantly hanging on so badly every month that your family would starve if you went without work for a month - then something NEEDS to change

either in your career, how you manage money, something.


But being on unemployment - it's like being dependent on something.






Ok ... I think now I'm figuring out why I am a bit shocked of some of your all's reactions.

To me, owning a business is about the most independent type of lifestyle you can lead. Whether you have 2 employees, 200, 2000 - no matter the size of your company ... it really is always "you" vs. "the world." You know this yourself - there is rarely anything in business that gets handed to you.

Everything begins with you - you're the captain, so to speak. I truly believe it is a lifestyle too. And you really have to have an "independent" type of mind frame. That independent mindset won't get you ahead in the race - it's really a prerequisite of sorts. You need it just to stay afloat.



I've always been somewhat independent I guess - but owning a business certainly brought that characteristic out in me. And I haven't come as far as I have simply by taking hand outs. Hell, seems to me that the biggest lessons I've learned have come simply from learning on my own.


I've worked at times until I've puked - seriously. I've missed birthdays, holidays, weekends, graduations - all from working to just have a successful business. I've worked outside, in the dark (with lights) just to meet deadlines. I've pulled tons of "all-nighters" just to catch up on estimates & admin work - and then gone out the next day, punch drunk and gotten back to work.

I have made money - and I have lost money (ugh). I have wanted to close up shop and go get a job at times, but I just kept finding reasons to keep going. I'm glad I did.


Point is - I do work very hard. Too much probably. I probably do miss out on a lot in life. But that's my choice. If this stuff gets to the point where I can't live comfortably - then I'll have to go find another type of career



With that said - I just truly think that being independent is a black & white issue. I do not see being on unemployment as an "independent" way of doing things.

 

 

 

Working 2 days a week because you can is not in the same category. It is real simple: If you use UI because you can or as a matter of course, then it is abuse. If you use it until you find a job, then it is serving it's purpose.

 

Tscarborough, you really know how to kill meaningful discussion about this....For one, in an earlier post you made mention of U.I coming from taxes. Not true, my employer as well as some of my income gets paid in during the work season so that I can draw from it during the OFF season. Two....What the hell does three months off have to do with a house flooding 3 out of ten years???? Homeowners insurance is a completely different type of insurance. Just because they both have the word "insurance" in them doesn't mean their the same. And people....The welfare system and the unemployment system are two totally separate things.

 

It is not welfare. Using it on a regular basis is abuse of the system.

 

Matt, insurance is for unplanned emergencies. If you plan to suck the tit for 3 months of the year, that is not unplanned. You should save from the other 9 to carry you through the three.

 

So everyone in the construction industry up here in MN is "abusing" the system???

 

It looks to me that way, Matt, just like my buddy told me about the mines. If you know you won't work for three months, you have 2 options:

Plan your finances to accommodate the slack period, or get a temp job

or

Suck the UI tit.

 

That is right Masonking. They know they will be off, and they arrange their finances accordingly.

 

That is right Masonking. They know they will be off, and they arrange their finances accordingly.

if thier union hadnt fought for it(severance pay) they would be drawing unemployment as well im sure .

 

I suppose they would.

 

And their lack of savy is the fault of whom?

 

bingo ...

 

Thank you Celtic, thats what I was trying to say

 

Obviously, I'm a man of few words :laughing:


For all the heavy equip. guys in the north....couldn't you guys plow snow (if it ever falls ...NJ was at like 60° this week).?
Would that be a conflict with your CBA? (I dunno...just asking)

 

Tscar....look, your from the south so I don't expect you to understand that unemployment is a part of the industry here, maybe elsewhere it is different. Maybe in your area it's a really bad sign about a person. But here, Everyone in the industry takes it, because we rightfully can

 

You deserve an insurance payout if you get a rock to your windshield if it happens 100 time a year, unless you know rocks will hit your windshield, in which case you would be liable for fraud.

The teacher situation was not my example, and is a bad one. The school bus driver or MN miner is a better one. As an example of what those miners could do, my buddy and his family logged during the winter and never drew unemployment while working in the mines in MN.

 

You deserve an insurance payout if you get a rock to your windshield if it happens 100 time a year, unless you know rocks will hit your windshield, in which case you would be liable for fraud.

The teacher situation was not my example, and is a bad one. The school bus driver or MN miner is a better one. As an example of what those miners could do, my buddy and his family logged during the winter and never drew unemployment while working in the mines in MN.

Websters can really be your friend. If I drive behind a truck hauling rock and a rock falls off and hits my car, you bet your *ss my insurance company is getting a call. I know there is a chance something could fall out of the back of that truck, but do you think I am going to go another route, because dumptrucks are driving in front of me. You will be charged with insurance fraud if you throw the rock into your windshield/car and then file a claim or set this scenario up in some weird, messed up kind of way.

You can only claim UI if you were laid off, fired without cause or quit with cause. The latter two are harder to prove and usually involve a drawn out hearing before your State UI Board. Some states allow an employee to draw UI if the employer temporarily reduces your work hours.

Your relatives couldn't draw UI anyway, they got another job. That would constitute FRAUD if they did this. A normal household couldn't live on UI income alone, hence the reason why it is important to find another job. If UI paid as much as you did when you were working, then everyone, including myself would be drawing UI.

 

Well, if your union, and you can find a different job that pays more than U.I then sure, I'd find work....But why would I take a low paying job (has to be union in my case) that doesn't pay me what I can make per week on U.I. Once again....My U.I has been paid in by my employer and myself....???

 

Well, if your union, and you can find a different job that pays more than U.I then sure, I'd find work....But why would I take a low paying job (has to be union in my case) that doesn't pay me what I can make per week on U.I. Once again....My U.I has been paid in by my employer and myself....???

exactly

 

And another thing. Being that my employer as well as myself has paid into this U.I thingy....Should I just leave that money there so that the state may take it, and use it interest free?? For whatever endeavors they deem necessary? No, it's mine for me to take so I think I will...

 

We used to but a lot of contractors stay out of it due to so much wear and tear on the equipment as well as the snow falls being so sporadic. My uncles company did a lot of malls in the area but these big contractors have so much overhead they can't compete with smaller companies to do the work. Most of the snow removals are done by non union outfits who can bid them extremely cheap

 

We used to but a lot of contractors stay out of it due to so much wear and tear on the equipment as well as the snow falls being so sporadic.

I can understand that...

Most of the snow removals are done by non union outfits who can bid them extremely cheap

...but in direct conflict of the above...couldn't you just start "TMatt's Plowing Co." for the off-seasons?
All you heavy guys have big-azz trucks anyway :thumbsup: (stereotyping)

 

I'll stay busy doing other things. I'll get called in sometime early Feb to help with the crushing operation in our yard, little things here and there. The U.I just fills the gaps Well, I have a big azz truck, but it's the companies, and they don't want a plow on it!!!!! That just has "bye bye tranny" written all over it!!!

 

Well, I have a big azz truck, but it's the companies, and they don't want a plow on it!!!!! That just has "bye bye tranny" written all over it!!!

LOL...so stereotypical :laughing:

When I was looking for a used 4x4 (for my own destruction :thumbsup I was "advised" to check the tranny, undercarriage and front end EXTENSIVELY ....due to plowers and speed bumps:furious:

 

yes, you can start your own plowing Co. so to speak. I know several who do that but once again, your hedging your bets on big snows to pay for that plow you just put on your personal rig!!

 

Oh don't get me wrong, it's not like a complete shutdown here. I actually just got off of working nights doing emergency work for the I-35 bridge collapse. And of course, that project too is going day and night. There are things going on here, but they try to limit a lot of the work because of the frost....It really plays havoc with the roads come spring time. We do a lot of swamp work in the winters because you can truck on top of the pete bogs since it's froze. And digging sometimes 40ft to get it out is easier when froze than when it's goo in the summer! Like I said, there is work but very limited.

 

too funny! Google AGC-George Mattson....That would be my uncles company here in MN. If your bored.

 

I was lucky. My grandfather basically force fed all this big equipment onto my brother and myself from about the age of 5.

 

Well, I guess the U.I debate is at an end.....For now. I'm sure that is because it's late....and they no doubt have to go to work tomorrow while I sit at home on my lazy duff, readying myself to log in, answer my 10 questions and wait for my next U. I check!