I recently let my payment lapse for my health insurance. I'd had mail forwarding to my new address in Oregon -- from California. Mail forwarding expired and I forgot about it for a while. I called Blue Cross (who had been my carrier for like 15 years prior) and asked them what to do. They said since I'd missed my payment deadline, I'd need to re-apply. Not thrilled about that concept, but I said "OK, what do you need?" She says "first I'll need your zip code." So I give her my new zip in Oregon. She says "we're Blue Cross of California, we can't renew your insurance." GREAT! So now I'm among the 49 million uninsured Americans we keep hearing about. So, I've checked out a few plans, and they are WAAAY more expensive than the one I had. So I'm thinking maybe my local Builders Assn. might have a group plan, or the Oregon Remodeler's Assn. ??? What do all you other self-employed people do??