I would like some of your opinions on how you handled growth over the years. I started as an employee of my father, learned my trade, started my own LLC, continued to sub under my father as well as branch off for others. Finally going out on my own fully about 6 years ago. Did a lot of one man band type work, then jobs that required a helper, but paid quickly. Moving to now which, has been over the past year or so, framing large homes with a crew. Had some money in the bank, but with the size of jobs I have, it's not enough capital to get me through a month of floating payroll, because I can only draw once a month from the bigger builders. I need more capital and am currently considering an equity line on my house. I am making money, but in order to make enough profit to have a month's worth or materials / payroll accumulated I'm looking at about 8 months to a year, assuming work stays this course and profits continue. So I guess my question is, how many of you had to borrow money to built capital? Did you do it another way? Any input would be great. Thanks.