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I got an e-mail today stating that my bank account had been frozen after "unusual activity" so I began thinking what in the world I had bought that would trigger this. Was it the Huddle House this morning?:eek:

I viewed my account online and found I had 5 transactions based from Isle of Man right out of the UK. I got on the phone with the B of A card security dept. and canceled my current card number along with order a new one. The total of the charges was only about $100 ranging from a purchase at an airport to iTunes.

I am thankful to B of A for their unusual activity feature, I got an e-mail as soon as the card was used. To bad I have to wait for the charges to clear (they are still pending) before they can return the money to my account.
 

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I got an e-mail today stating that my bank account had been frozen after "unusual activity" so I began thinking what in the world I had bought that would trigger this. Was it the Huddle House this morning?:eek:

I viewed my account online and found I had 5 transactions based from Isle of Man right out of the UK. I got on the phone with the B of A card security dept. and canceled my current card number along with order a new one. The total of the charges was only about $100 ranging from a purchase at an airport to iTunes.

I am thankful to B of A for their unusual activity feature, I got an e-mail as soon as the card was used. To bad I have to wait for the charges to clear (they are still pending) before they can return the money to my account.
Had it happen more than once where someone's security was breached and my bank account was getting drained.

Recently was from china I think(still get "reciepts" in my e-mail inbox in character writing)

B of A ROCKS when it comes to taking care of customers targeted by e-fraud and reg fraud.:thumbup:
 

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Electrical Contractor
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I had a call several weeks ago from BoA.
Same thing, they uesd my card in KY, and AZ at the same time.
Someone also bought about $400 worth of papa johns pizza.
 

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Had the same ting happen a few months ago. Got a call from Wachovia asking us about it. We had to fill out a form and get new cards. We never heard anything else about it. I believe they did credit our account though.

Actually surprised us as we do not really use Wachovia anymore due to so many mergers and screwing things up.
 

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The Duke
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I am thankful to B of A for their unusual activity feature,
I don't think it's unusual. I think any honest bank does this. I know we've had this happen and they call up right away. Computerized to catch odd behavior before it goes too far.

The tards usually only get like a book at B&N or something dumb.

"Hey buddy, whatcha in for?"

"Theft"

"Oh yeah? How much were you trying to get?"

"$9.95 + S&H"
 

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Finishing Carpenter
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my credit card got dinged last year - about 30 bucks from some picture framing place in Montreal, and about 40 bucks (100 rand?) from some casino in south africa. They reversed the charges, after I signed a paper swearing that I wasn't at either place using my card. It took a month but the money was credited. and yea, cancelled the card and got a new one- seems that sorta thing happens quite a bit. I almost never use my CC, and this happened after I bought a cell phone battery from california.
 

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You always wonder how did some person on the Isle of Man (population 70k) get your info?

I was at work once and got a message from family in UK to call ASAP. Had to use the customers phone but charged the call to my Visa. On the way home from work two hours later, I get a call from Visa asking me if I made the call and asking me all the security questions. I was impressed. I had never charged an international call before and the computer flagged it as unusual and they called and asked me about it.
 

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That happened to me about 2 years ago. In a span of 4 hours someone charged several thousand dollars to my account (all online charges). The bank had me fill out paperwork and call each vendor from the bank to contest the charges. Most of the vendors credited back the funds with no further action necessary from the bank or myself. The bank credited back the charges to my account that the vendors would not after the charges went through. If the charge is still pending no crime has technically been committed that is why you have to wait for it to go through before they credit you. They have every intent of prosecuting the party responsible for the charges and use a variety methods to track them down. Stellar one had me close my account and open a new one (they replaced the cards and checks at no cost) and recommended alerting all my other account holders to the situation as well placing a fraud alert on my credit report. I also had to file a report with the post master general (have their own police department) and the FCC (they monitor, investigate, and assist in prosecution of crimes committed via the internet).

They told me that the most common place to get your account information stolen is at restaurants by servers followed up by computer hacking or placing orders on insecure websites.
 
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