I dont really know anyone who builds websites, but I seen lots of themes but do not know which ones I choose from. My site does look boring.If it were me I would put your efforts into using the "responsive" theme, have someone theme it for you, then build your site.
the 2012 wont cut it without it being themed anyhow.
Now, Now... lol. It's actually a good solution for a small business owner. Nothing wrong with your suggestion either though if someone only needs a small site.wordpress is a piece of sh*t. Make a simple html site and link to a wordpress blog or facebook.