Yea it is a load of "newspeak". I read the SBA guidelines posted about a month ago and it is confusing because they seem to want you to be able to pay your bills while not being able to pay, etc. My daughter's drywall company really needs the help and she has been very actively pursuing, our local banks hadn't even heard of it and her e-mail today indicates their bank now knows of it but is seemingly confused as to what documents & procedures to request. I'm glad she has the tenacity to pursue it so that maybe I can learn whether or not my HVAC company can get some help. She is pretty good at interpreting mumbo-jumbo. If I can survive this winter I would rather not have to deal with this government "1984 newspeak" that is growing daily. I don't know why things can't be clearly stated other than to use the regulations to mean whatever the powers that be want them to, political party doesn't matter, just confuse the masses.