They act like you crazy, because they don't wanna pay more than they have too... but you have to do it to meet the code, or you end up paying for it if something should happen.Has anyone had any success when it comes to getting adjusters to cover bringing decking up to code or the manufactures specifications? Most adjusters act like I'm crazy when I bring it up.
I know, they just act like they have never heard of such a thing.greg24k said:They act like you crazy, because they don't wanna pay more than they have too... but you have to do it to meet the code, or you end up paying for it if something should happen.
Where im from in MA. We just call the building inspector and tell them it needs to be decked and they fax as a letter stating it has to be decked to meet code. We do it and bill the ins co. Typically for code upgrades it has to be done and paid for and then they will reimburse upon inspection.
Print the relative sections of the code.... or just a letter referencing them.I have had several tell me I needed the inspection department to tell me it needs to be done. In Dallas, they will not take the time to give me such a letter.
No Andy... If I'm reading correctly, in the event of an insurance loss (fire/disaster), an adjuster was argueing the insurance company's responsibility as too replacement.As I am reading this some seem to think that the insurance company should pay for a new deck when the code changes??
Obviously I am missing some essential aspect of this thread, could you enlighten me?
Only if the policy provides "code upgrade.... see explanation about three response above.....If a home suffers damage due to a storm and the roof must be replaced, then it also must be brought up to code in the process. I imagine this is covered in a replacement cost policy but I assume every policy is different.
Yeah on Exactimate's Hrly. Rate, last I looked, They had Roofers well north of $60/hr in my area.Whats odd is they beat the crap out of us on the roofing but when it comes to plywood ive never had an adjuster balk at the price.