[JustaFramer]

For what its worth, most credit cards that offer points or miles do not count cash advances to accumulate them. I have started taking Paypal so they can pay with a credit card. I add 2.3% for it.

Yeah but who is paypal going to go after when a customer ask's the bank for a refund? The apr on a cash advance is usually higher than using credit. And usually a home equity line is way below any cc.
Red flag time.
I would be suspicious unless I know the customer.