The IRS has rules that determine whether you're an employee or sub. Google them please.
Wouldn’t be here if I could have found that answer alreadyThe IRS has rules that determine whether you're an employee or sub. Google them please.
I did actually have to look beyond that to find my answer but thank you it did lead me in the right directiondid you look?
Independent Contractor (Self-Employed) or Employee? | Internal Revenue ServiceLearn how to determine whether a person providing a service to you is an employee or an independent contractor.www.irs.gov
What kind of ins do you think you have, may or may not have ?am I still covered under his insurance the policy as a 1099 sub?
I have a general liability policy but it does not cover areas above 2 stories.You are a contractor but you don't already carry insurance?
He stated yesterday I would not be an employee i would be an independent contractor.Like the other guys posted then you need to establish if you were an employee or a sub.
Since you made it through the season without any incidents...you got lucky. Next season change your policy and charge him accordingly.
If he doesn't carry insurance....stop helping him on his jobs. If you are on site when something happens they'll go after anyone that can be liable.
How has he been paying you up to that point?He stated yesterday I would not be an employee i would be an independent contractor.
I will not be moving forward and conducting business.
Interesting information! There was a similar situation but we usually interacted on the basis of a contract!-I'm not a lawyer. You need to verify your circumstances to your state and local laws, etc.
It is highly likely that the person hiring you must carry a liability and workman's comp policy. You might be covered under that, but ONLY as a stop gap line of risk protection for the public (client). Get your own coverage.
When your "employer" issues the 1099, they will be officially flagging themselves and you to the irs for tax implications. Often times, when the insurance company audits their clients for their general liability and workers comp liability..they ask for a list of 1099s paid out. This can trigger higher premiums on those monies paid, for the policy holder when the 1099 entity doesn't have their own coverage. Most businesses require you to therefore carry your own policy, and because it is simply often the law. Plastic https://celebrityweeks.com nose job!
Often times you need to pay for multiple months ahead to initiate a liability policy, but can get unused premiums back if canceled earlier (ask your insurance agent).
Get a policy quoted from a few places, and make sure to tell them all your doing the same type of work...so you compare apples to apples.
Yes, ask for more money from anyone hiring you.
Another route is to start an LLC..and reduce the risk of being classified as an employee. I say reduce, because laws vary.
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OK, the IRS USED to have about 20 questions in writing. Answering ONE as a YES meant you were an employee, not a contractor. The IRS has since let the waters be muddied and muddled. They make weird statements now instead (possibly to fine people and penalize them for tax reasons).I’m not sure whether he even can have insurance for this sort of work considering he’s not a licensed contractor by the CSLB. Also do I become liable being his sub as a licensed contractor?
am I still covered under his insurance the policy as a 1099 sub? If I’m to be a 1099 employee and have to get my insurance coverage I will have to renegotiate our agreed upon wage or back out.