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insurance

  1. Pressure Washing
    This coming spring I am planning on starting a Soft wash / pressure washing business, working on residential homes. I’ve got all my ducks in a line in regards to filing my business as an LLC, calculating my expenses etc. the last step I have is obtaining insurance. I will he operating in the...
  2. Contractor Licensing
    My partner and I are starting a small masonry business in IN, we are planning to focus on masonry repair and restoration but we also want to do custom work and new construction. I am wondering how much can I expect to pay for insurance per year. There is just the two of us but we will be hiring...
  3. Lead RRP Discussion
    I have a comment with regard to liability insurance. I checked with my insurance carrier and they exclude all lead, asbestos and mold. When I checked around it seems to be a common theme. The only way to cover a lead job is to buy a policy for that specific job. If we go into a house with the...
  4. General Discussion
    AMPM Ltd are a company which has been trading for approx 2 yrs with on-board Loss Adjusters and we are looking for new contractors to quote for works nationwide. If anyone is struggling in the economic climate then give us a bell or drop us an email and we wil try to send as much work as...
  5. New Member Introductions
    Good evening chaps just wondering if any tradesmen are looking for insurance works through our onboard loss assessors? if so please do not hesitate to contact me on below details scott Contracts Manager AMPM Limited 08000 434 999
  6. Roofing
    I am aware that in Xactimate, they do not include o&p in pricing, as stated in the white papers; however, I have an adjuster who has been stating that "Xactimate is 'retail pricing' and therefore, for one trade Xactimate allows for some monies to be made by the subcontractor trade, since the job...
  7. Business
    So it's time to renew and I was reading my policy. I discovered that for all intensive purposes, I'm uninsured. Sure I pay for insurance, but nothing that could actually happen is covered. Bodily injury or property damage arising from: pollutants (smoke), fire, mold, earth moving and...
  8. General Discussion
    a subcontractor submitted invoices for previous years. he currently has no insurance coverage. do we have to pay these invoice if he was not insured at time of services?
  9. General Discussion
    Things Just Got Tougher For Unlicensed Contractors in California Individuals contracting in California without a contractors license as a first offense face up to six (6) months in jail or a fine of up to $5,000 due to new legislation that took affect on January 1, 2010. This is a substantial...
  10. General Discussion
    I recently have obtained my roofers license in Florida and I will need to get general liability insurance. I have my specialty contractor license and my insurance is only 600.00 a year. I got a quote for roofing and they want 1500.00 down and 500.00 a month. I'm not even sure at the moment how...
  11. Business
    Anyone have good leads on an insurance company that won't force me to raise my rates in order to stay afloat? Recently found out I'm going to be audited- they want to come to my business site and check records- despite the fact that I've been with the company for over 3 years with no claims...
  12. Business
    I'm looking to branch out on my own and was wondering if anyone can recommend a cheap company for liability insurance for G.C work.
  13. General Discussion
    We recently went through a bad ice storm here in northeast Arkansas with extensive damage. After several repair bids through several different companies, I'm completely perplexed. I get my material from the same supplier everytime, use approximately the same labor rate, and same timeline. Some...
  14. Landscaping
    I am trying to make sure I cover myself by getting additional insured certificates from all subcontractors who work on my job sites. I notice that some of the certificates I have received include auto liability as well as general liability and others do not. Does anyone know if I should be...
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