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Why Aren't We Getting Paid?

 
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Old 06-01-2009, 07:14 PM   #21
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Re: Why Aren't We Getting Paid?


Have you considered sending lien law information with your second statement? Sometimes being reminded that not paying in a timely manner can wind up being more of a pain in the butt than doing with a few less DVD rentals this month.
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Old 06-01-2009, 07:19 PM   #22
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Re: Why Aren't We Getting Paid?


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Originally Posted by Double-A View Post
Have you considered sending lien law information with your second statement? Sometimes being reminded that not paying in a timely manner can wind up being more of a pain in the butt than doing with a few less DVD rentals this month.
Liens are in the contract. No need to put them in a statement, IMO.

Instead of DVDs, maybe they both could give up the $9 triple-chocolate mocha lattes every morning.
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Old 06-01-2009, 08:37 PM   #23
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Re: Why Aren't We Getting Paid?


Its not a matter of "have you passed this information on to your client", but more a matter of, "what have you done for me lately?"

What I'm getting at here, is a gentle reminder that non-payment has consequence beyond the simple non-payment. We've found that simply restating what should be known to all parties is sometimes all it takes to keep things civil and cordial.
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Old 06-01-2009, 09:47 PM   #24
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Re: Why Aren't We Getting Paid?


The reason for not getting paid has almost nothing to do with the lack of credit or money. Usually a homeowner is not going to get work done unless they have the money for it.

The reason for this trend is the growing sense of entitlement in the minds of people in this country.

The people in this country are changing. It use to be you could do work for a hand shake and feel comfortable. That is because people had values and respect. Lately, there has been a group of people in America that believe they are OWED everything. This means, if they can get it free from the government, why pay? why work?

This country use to embrace the entrepreneur, but now, he/she is a evil money hungry jerk who doesn't need our money because he or she is already rich and we are not as well off as him/her. That is the mentality that is going to destroy this country in my opinion.

And lastly, Contractors no longer have the working capital they need to take on work, but at the same time, cannot turn it down. And the homeowners don't pay them so it trickles down right back to the homeowners.

Recently I had a homeowner give me a check for $25 less then the state $600. When I asked why the check was for less, he said it was because he was going to refer me to a friend and that is worth that much. I just said Whatever and took it and left. What a joke. If his friend calls I am telling him to get ******.
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Old 06-01-2009, 09:54 PM   #25
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Re: Why Aren't We Getting Paid?


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Originally Posted by 480sparky View Post

But... what is the real reason we don't get paid? I'm not looking for excuses you've gotten from non-paying customers, I'm after the real reason they just don't feel like paying up. (I hope that made sense)

I have my own theories why we have to spend so much time and effort chasing down our money, but I'd like to hear more.
I think the real reason is that "Bad Credit" (AKA not paying bills) has lost the stigma it once held to the point it is now almost a virtue. Fewer and fewer people feel a heartfelt obligation to pay their debts and in some cases are pervertedly rewarded for it.
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Old 06-01-2009, 11:00 PM   #26
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Re: Why Aren't We Getting Paid?


Hey Bergstrom,

I still have your bit from when I put the gutters on your shed!

(remember me? I live down the road)

Hahah
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Old 06-02-2009, 12:31 AM   #27
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Re: Why Aren't We Getting Paid?


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Originally Posted by Tiger View Post
Treble damages in Illinois are for NSF checks, not Stop Payment. There are also rules about the damages. I believe you have to give them 30 days to make good on the check.

It applies to stop payment checks as well, just finished up in court and got treble damages for a case where the customer pulled the stop payment thing.
Not sure about the 30 day thing, I know my lawyer said blah blah letter sent, blah blah, no response, blah blah, try to get service to them, tried 3 times, no response, published in paper, no show to court, blah blah, went to court proved the case to the judge, bam default judgment.
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Old 06-02-2009, 08:25 AM   #28
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Re: Why Aren't We Getting Paid?


Recently I had a homeowner give me a check for $25 less then the state $600. When I asked why the check was for less, he said it was because he was going to refer me to a friend and that is worth that much. I just said Whatever and took it and left. What a joke. If his friend calls I am telling him to get ******.

Boy, unless you really needed that check I wouldn't take it. There's been times I would have, and the arguing is worth a lot more than $25, but having your butt burned like that rankles for a long time. The guy's got ME mad just thinking about it...
I might have left too, now that you mention it - sounds like a p***ing contest with a skunk.
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Old 06-02-2009, 08:57 AM   #29
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Re: Why Aren't We Getting Paid?


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Boy, unless you really needed that check I wouldn't take it. ..........Jim
I agree. I would have written "VOID" on the check and handed it back, stating there's nothing in our contract about a requirement to buy leads from the guy.
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Old 06-02-2009, 09:11 AM   #30
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Re: Why Aren't We Getting Paid?


I would take the $575, and continue to bill for the additional $25 each 15 days.
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Old 06-02-2009, 09:22 AM   #31
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Re: Why Aren't We Getting Paid?


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Originally Posted by dirt diggler View Post
I would take the $575, and continue to bill for the additional $25 each 15 days.
Sometimes, a sneaky customer will know that if they write "Paid in full" on the memo line of the check and you cash/deposit it, by law you are then paid in full.
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Old 06-02-2009, 11:51 AM   #32
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Re: Why Aren't We Getting Paid?


[quote=outlaw;688741]I think that some people believe that it is too much trouble for you to pursue. What it cost you to pursue is sometimes less than what they owe. [quote]

I completely agree with this. But we're clamping down this year and going after all delinquents. I think it's a huge hassle to go through court for less than $1000, but a registered letter and warning that a collection agency will be forthcoming may just do the trick...
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Old 06-02-2009, 12:21 PM   #33
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Re: Why Aren't We Getting Paid?


Quote:
Originally Posted by 480sparky View Post
Sometimes, a sneaky customer will know that if they write "Paid in full" on the memo line of the check and you cash/deposit it, by law you are then paid in full.
Cross it out and write partial payment!
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Old 06-02-2009, 12:48 PM   #34
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Re: Why Aren't We Getting Paid?


The balls people have amases me. If you live up to your end of the agreement, the customer needs to live up to theirs, period.
Presently I have a customer who is a gc, been doing his work for 20 years. Long story short, shorted us $ 3100 on final payment for a 130,000 job.
He has never played this game in 20 years. Basically he forget to bring a change to the owners attention, and said it was our fault for not making him sign a change order and would not go back to home owner for the money. Settled for $2500. That was over a month ago and still waiting for the money. This has been
going on since january. I no longer have patience for this crap.

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Old 06-02-2009, 12:50 PM   #35
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Re: Why Aren't We Getting Paid?


Quote:
Originally Posted by wireless View Post
Cross it out and write partial payment!
and have them sign next to it!!


great tip Sparky --- I didn't know that. Now that I think about it, most clients I've ever had a problem with actually DO write that
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Old 06-02-2009, 12:53 PM   #36
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Re: Why Aren't We Getting Paid?


Quote:
Originally Posted by wireless View Post
Cross it out and write partial payment!
Quote:
Originally Posted by dirt diggler View Post
and have them sign next to it!!
They must initial the change. Otherwise, you are changing a financial document without consent. That may constitute fraud.
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Old 06-02-2009, 01:03 PM   #37
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Re: Why Aren't We Getting Paid?


You know, I think its a lack of respect from the customer. Nothing p#@%es me off more.
Hey that felt pretty good!!!!

Tim
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Old 06-02-2009, 03:34 PM   #38
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Re: Why Aren't We Getting Paid?


Quote:
Originally Posted by CScalf View Post
It applies to stop payment checks as well, just finished up in court and got treble damages for a case where the customer pulled the stop payment thing.
Not sure about the 30 day thing, I know my lawyer said blah blah letter sent, blah blah, no response, blah blah, try to get service to them, tried 3 times, no response, published in paper, no show to court, blah blah, went to court proved the case to the judge, bam default judgment.
Good to know! What did you publish in the paper?

In 25 years I've only had one NSF check. When I called them it turned into a negotiation for less payment, like maybe the check bounced because they weren't happy with the work?

I had a very nice talk with the right person at my bank. She suggested I redeposit it near the end of the month when they might have more money in the account. She even called to see if it would clear. I recall getting a call from the deadbeat because when my check cleared some other checks bounced & they were on their way to Vegas. Now how could someone have money for Vegas but not their contractors?
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Old 06-02-2009, 08:05 PM   #39
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Re: Why Aren't We Getting Paid?


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Originally Posted by 480sparky View Post
Sometimes, a sneaky customer will know that if they write "Paid in full" on the memo line of the check and you cash/deposit it, by law you are then paid in full.
I think you're wrong in most cases. What is written in the memo line of a check does not alter the original contract. Check with your lawyer. Mine says, "Balderdash!"

I ain't no lawyer, this ain't legal advice. A check is not a contract, its a financial instrument by which funds may be conveyed. Does writing "Paid in full" on a dollar bill change the terms of the contract?

The most that can happen is when the amount owed is in dispute. Payment schedules and signed change orders make it quite difficult to say that the actual amount due is in dispute.
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Old 06-02-2009, 08:15 PM   #40
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Re: Why Aren't We Getting Paid?


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I think you're wrong in most cases. What is written in the memo line of a check does not alter the original contract. Check with your lawyer. Mine says, "Balderdash!"
I believe it does not change the wording and payment schedule of the contract; however, when a judge sees 'paid in full", that could mean nothing else but just that--bill is satisfied. Could be wrong, but I learned that on 'People's Court'

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