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Home Construction - USA Vs Canada

 
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Old 06-27-2012, 09:04 AM   #1
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Home Construction - USA Vs Canada


I noticed a large amount of Canadian contractors contributing to the community here. I began to wonder what or if there are any differences in building in Canada vs the USA.
  • Construction loans
  • Permitting & Inspections
  • Codes or building styles

I'd imagine that things are similar but looking for some insight to your ways.

Last edited by wncbuilder; 12-06-2012 at 01:57 PM.
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Old 06-27-2012, 11:17 AM   #2
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Re: Home Construction - USA Vs Canada


It's all the same but it's also a lot different

Our banking system here is regulated a lot more so borrowing money, qualifications is a little different. Credit scoring is different but both follow a similar route.

Codes are similar but again different as in Canada we naturally build for our weather conditions which was all new when I was in California, they called it the new green building, I called it the way I was taught to build.

The other big one I noticed, again in California, they stood the walls and then went back and sheeted the walls after it was stood, I sheeted before I stood, no scaffold required. It was sometimes challenging to install the HD's but not the end of the world.

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Old 06-27-2012, 01:22 PM   #3
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Re: Home Construction - USA Vs Canada


On the insurance side, it is very similar. Property and Liability insurance follows the same principles and procedures with slight adjustments for local provincial or state law.

Workers Comp is different. In Canada, provincial commissions administer WC; while in the USA, you can buy WC from private insurers. Most states have state funds which are run similar to the provincial commissions. So, American contractors have options to choose from, while Canadians have to accept what is mandated by government regulation.

Depending on location, some coverages are not easily available or cost way more than in other places. For example, in Ontario I can get flood and quake added to a client's policy for a minimal cost. But in B.C. (or California), earthquake coverage is very expensive. The same goes for Florida with respect to hurricane coverage.
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Old 07-02-2012, 09:24 AM   #4
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Re: Home Construction - USA Vs Canada


Also in BC not sure about the rest of the country. There is no licence or testing needed to be a contractor. It is only required for a few trades (plumbing, electrical etc) as this are regulated by a safety branch of government. If you are doing new homes with warranty there is additional licences I believe required by the provider other wise just drive to city hall and give them your visa
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Old 07-03-2012, 05:52 AM   #5
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Re: Home Construction - USA Vs Canada


Thanks for the info guys.
How has 2012 faired for your industry in CA.
Happy belated Canada day
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Old 07-03-2012, 09:59 PM   #6
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Re: Home Construction - USA Vs Canada


I thought people in Canada lived in Igloos??
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Old 07-03-2012, 10:02 PM   #7
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Re: Home Construction - USA Vs Canada


They do but they build houses in the US
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Old 07-03-2012, 10:09 PM   #8
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Re: Home Construction - USA Vs Canada


here in the u.s we just build em, north of the border mike holmes comes by and fixes all the problems, for free and never talks $.
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Old 07-03-2012, 10:13 PM   #9
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Re: Home Construction - USA Vs Canada


yep good ole mike homes turning a 10k remodel into a 50k dream kitchen and then pats himself on the back cause the home owners are happy
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Old 07-03-2012, 10:14 PM   #10
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Re: Home Construction - USA Vs Canada


mike holmes has shown us that canadians are hacks and thieves....
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Old 07-03-2012, 10:38 PM   #11
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Re: Home Construction - USA Vs Canada


In my area (north Texas), you don't need a license to be a general contractor for new home construction. You do need licensed electricians, plumbers, HVAC and irrigation contractors. You're also likely to need an engineered foundation design and installation. Outside municipal jurisdictions (in the county) you don't need a license for any of these trades. If you have a private sewage disposal system (septic system), you will need a permit for construction, an engineered design and an annual maintenance contract.
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Old 07-03-2012, 10:42 PM   #12
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Re: Home Construction - USA Vs Canada


Quote:
Originally Posted by txgencon
In my area (north Texas), you don't need a license to be a general contractor for new home construction. You do need licensed electricians, plumbers, HVAC and irrigation contractors. You're also likely to need an engineered foundation design and installation. Outside municipal jurisdictions (in the county) you don't need a license for any of these trades. If you have a private sewage disposal system (septic system), you will need a permit for construction, an engineered design and an annual maintenance contract.
Yep the area my Dad built his house they told him they could come and do an inspection but it was just a curtosy as there were no code enforcement.
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Old 07-04-2012, 08:11 AM   #13
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Re: Home Construction - USA Vs Canada


I left out that most AHJ's require a form board survey, so there's another licensed trade involved.
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Old 07-04-2012, 08:35 AM   #14
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Re: Home Construction - USA Vs Canada


in Maine we dont need a license either for carpentry and im at a toss up whether I wish we did or not. The hacks around tend to keep me busy as well as give me a good laugh. Home owners cry and I laugh its kinda a weird situation
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Old 07-07-2012, 05:39 PM   #15
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Re: Home Construction - USA Vs Canada


Quote:
Originally Posted by BrandConst View Post
I thought people in Canada lived in Igloos??
They do. I usually catch at least one family a week to eat.
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