What Does Hail Damage Look Like? - Roofing - Contractor Talk

What Does Hail Damage Look Like?

 
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Old 08-20-2013, 11:07 AM   #1
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What Does Hail Damage Look Like?


Which of these photos, if any, look like hail damage?

Photo #1 is of a house about 7-10 yrs old. It's an organic shingle and the hail was about 1" to 1.5".
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Old 08-20-2013, 11:13 AM   #2
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Re: What Does Hail Damage Look Like?


Photo#2

The adjuster said they would not cover this as hail damage, even though there was .88 inch hail in the area. He said it is a defective shingle.
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Old 08-20-2013, 11:15 AM   #3
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Re: What Does Hail Damage Look Like?


Photo #3
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Old 08-20-2013, 11:24 AM   #4
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Re: What Does Hail Damage Look Like?


Photo #4 This one is of an 18 year old organic shingle, the last hail storm in that area was about 2 years ago.
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Old 08-20-2013, 02:20 PM   #5
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Re: What Does Hail Damage Look Like?


Hail Damage will have a very similar look as to missing granuels. The trick is to be able to determine whether it is hail damage or just blistering of the shingles. Blistering can happen due to age or improper ventilation. Insurance will pay for hail damage but not blisters. Biggest difference will be that hail will have a larger more circular mark and have indentations on the shingle.

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Old 08-21-2013, 06:30 AM   #6
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Re: What Does Hail Damage Look Like?


That looks more like blistering. If it were hail those box vents would show damage as well.
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Old 08-21-2013, 06:53 AM   #7
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Re: What Does Hail Damage Look Like?


Looks like blistering to me as well.

The easiest way to tell is to lift up a tab and feel underneath it.
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Old 08-22-2013, 06:39 PM   #8
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Re: What Does Hail Damage Look Like?


Quote:
Originally Posted by MEL View Post
Which of these photos, if any, look like hail damage?
Photo#1
Definite hail damage. This should be covered all week long and twice on sunday. That is if the damage is throughout the roof.

Just got a roof covered this week for identical damage.
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Old 08-22-2013, 06:40 PM   #9
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Re: What Does Hail Damage Look Like?


Quote:
Originally Posted by MEL View Post
Photo#2

The adjuster said they would not cover this as hail damage, even though there was .88 inch hail in the area. He said it is a defective shingle.
Too far gone for a claim. That roof reached the end of it's usefull life 5 yrs ago!

Wouldn't have even called the insurance company for that one.
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Old 08-22-2013, 06:45 PM   #10
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Re: What Does Hail Damage Look Like?


Quote:
Originally Posted by MEL View Post
Photo #4 This one is of an 18 year old organic shingle, the last hail storm in that area was about 2 years ago.
I don't know if I would agree with the insurance adjuster on this one.

It looks to me like piss poor ventilation. If you look at the shingles adjacent the vents they are still in decent condition because they are the only one with decent ventilation.

The rest of the roof appears to be in decent condition (from the picture) so I don't think it's a faulty shingle as much as a faulty install.

Either way... No shingle manufacturer would warranty that nor would an insurance company cover it.

Cool pic's. Thanks for the fun!
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Old 08-22-2013, 06:54 PM   #11
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Re: What Does Hail Damage Look Like?


Are those pictures of the ridge and the rest of the roof the same age? If so there is a real defect in those shingles. Either way that's not hail damage, unless of course it's auto owners.
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Old 08-22-2013, 08:50 PM   #12
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Re: What Does Hail Damage Look Like?


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Old 08-22-2013, 10:18 PM   #13
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Re: What Does Hail Damage Look Like?


Looks a lot like poor ventilation to me.
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Old 08-23-2013, 09:29 AM   #14
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Re: What Does Hail Damage Look Like?


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Originally Posted by LeeFowler View Post
Are those pictures of the ridge and the rest of the roof the same age? If so there is a real defect in those shingles. Either way that's not hail damage, unless of course it's auto owners.
Each picture is of a different roof. I think the marks on the ridgevent are from nails that were not pounded in all the way.

Photo #1 is of a house about 7-10 yrs old. It's an organic shingle and the hail was about 1" to 1.5".
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Old 08-23-2013, 09:45 AM   #15
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Re: What Does Hail Damage Look Like?


Quote:
Originally Posted by MEL

Each picture is of a different roof. I think the marks on the ridgevent are from nails that were not pounded in all the way.

Photo #1 is of a house about 7-10 yrs old. It's an organic shingle and the hail was about 1" to 1.5".
I see. The first picture could possibly have a few hail hits, but I think it's blistering. The edges of the black areas look sharp and convex as opposed to concave. A state-farm adjuster will tell you that it has to damage the "mat" which is not always the case with older shingles, however it's usually not worth arguing with them. Technically it has to damage down to the mat, removing its protection from UV light and thus shortening the life of the shingle. I have used this argument once or twice, but only if the adjuster seems receptive to my input. The second picture looks like there is a bit of crazing going on. The marks on the ridge vent is without a doubt nail pops and the very last picture it looks like the shingle has failed.

1" hail is usually not sufficient to cause damage to a roof unless its a really old shingle. Your best luck in those instances is to argue that the shingle failed the brittle test and isn't repairable. Recently an Allstate adjuster told me that we could use a torch to heat up brittle shingles till they were easy to work with. I could only smile in response.

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