rockmagic

ok, hey guys, need some help here. ins. is paying for this. i need to know how much yall charge to demo and replace a kitchen floor (12*18), a hallway and closet (5*22), and a bathroom (5*5). the hot water heater in the hall closet leaked for about 6 weeks and lead into those areas. all im doing is tearing up the vinyl tile and subfloor in the kitchen and bath. and in the hall tearing up carpet n pad and subfloor. then treating the floor joist with stain and mildew killer and sealing with wood primer treatment on all exposed floor joist. then replacing the areas with the same type material that it originaly had. funny thing already happend. the ins. estimater came out and gave the homeoner a price of 1303.00 for material and labor. homeowner is my sister n law. if yall can give me input i will much appreciate it. thanks


oh and she wanted to know if the base cabinets that butted up against the wall that the hot water heater is at needs replacing too. the floor is saging and so are the cab. and counter top with it. is that related to the water damage that the heater made?

tool junkie

Sister in law hourly rates can vary depending on many factors.
Does she baby-sit
Does she supply the beer
Is she hot
(all things to consider)

Mother-in-law rates on the other hand are a flat 10x your normal hourly.

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mmike032

A wiseman once told me to stay far away of any insurance job.
Unless of course you enjoy working for nothing.

DavidC

Another wiseman told me to set my own rates and not listen to "the going rate". (job costs + cost of labor + overhead + profit = cost of job)

Once the third wiseman chimes in you'll have all you need.

Good Luck
Dave

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OK, rant if you must. For the love of Pete, use paragraphs and spell check.

tool junkie

Also sister-in-law rates vary widely from state to state and Im not sure where Rock is from.

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tool junkie

If your wise man was truly wise he would have told you to add "+beer fund" to the cost of job. Or is that covered in the "+overhead"?

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rockmagic

alright guys got the idea. i did my figures and came out around 4100.00 mat. and labor. theres no way ins. will go for that. just have to tell the sis n law to add in some extra beers and ill do the demo and haul the trash and i guess thats it. i have been talking to a few of my collegues and they basically said the same. so oh well for that one.
unless she comes up with some money out of her pocket. i just cant do that job for that damn cheap. but you know what the messed up part about this is? theres plenty of guys that'll do it for rice and beans, if you know what i mean. thanks for yalls reply. oh if yall need any drywall tips, talk to me.

DavidC

Of course it's in the OH, otherwise I would have to take it out of the profit. Slim enough as it is.

Rockmagic,

Have Sis-in-law tell the Ins.Co. that she can't get the work done for that. They may want another site visit or phone call to the contractor to substaintiate the claim, but they have been known to cough up more o occassion.

Good Luck
Dave

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OK, rant if you must. For the love of Pete, use paragraphs and spell check.

tool junkie

Rule Of Thumb:

A wise man (I think it was me) once said...
"insurance company never pay all, only be big pain in ass"

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DavidC

And wiseman no.3 has chimed in. The OP has all he needs now.

Good LUck
Dave

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OK, rant if you must. For the love of Pete, use paragraphs and spell check.

Grumpyplumber

Triple threat:

Working for family
Working for insurance co
Not knowing how to bid basic work

dlcj

I dont know. We seam to make a killen off insurance jobs. Almost feel guilty about making twice sometimes 3 times what i normally do. It just causes premieums to go up. Dont know where the op is located but even here id charge more than $1300 proly around 2k-2200 for that and if insurance is paying i could easily get $4000 and would be very happy. Did the insurance adjuster get any pro estimates? if not how the hell can he know what it cost. Submit you bid and ask your s-i-L to get a couple more bids from other contractors hopfully a little more than yours

Bud Cline

Have never lost money working for an insurance company. Can't remember the insured having to settle for the first offer either. You can always appeal the adjusters offer and estimate to repair or replace.

dlcj

DavidC

This is true. We don't specialize in insurance repairs or look for it, but our customers call us in time of need. I've been on the phone numerous times with the adjuster and have helped get the settlement up in a least a few cases. No harm in turning down that first offer.

On the largest claim we ever dealt with (+55K) my estimate and the adjuster's figures were about $700 apart. That was just spooky. My first thought was what did I miss.

Good Luck
Dave

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OK, rant if you must. For the love of Pete, use paragraphs and spell check.

Bill

Oh yes, with this I must agree

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Is it beer thirty yet
Virginia Department of Licensing
Virginia Plumbing Codes

Bud Cline

Maybe the first thing to do is prepare your realistic factual estimate then invite the adjuster to lunch to discuss the matter. YOU BUY!

I'm reasonably sure things could change after that. Nothing wrong with making new friends.

rockmagic

i already faxed over an estimate in the ballbark figure of 4119.00. mat. and labor. and i agree with turning down the first ins. est. thats what we did. just waiting on a reply now. hell, its around 2000 just in labor

threaderman

Of course you agree,all you plumbers are ornery !

When I do insurance work,the policy holder always pay me ,then they get re-imbursed from their insurer.I've found it's normal for insurance companys to require at least 2 or 3 estimates,I don't blame them,but you won't neccesarily not get the work ,over a few hundred dollar difference ,since the policy holder also has the right to have someone they are comfortable with doing the work.

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Joe ---International Code Council Member

Your plumbing & gas specialist proudly serving Oklahoma City OK, Moore, Warr-acres, Norman, Midwest City, Edmond, Bethany, Forest Park

Ms. Fix-It

Your sister-in-law needs to contest the insurance company's numbers. I would advise her to get several quotes from local contractors and submit them, so there is no question of fraud. Usually the insurance company is just trying to see what they can get by with in situations where there is that much of a discrepancy, and they will back down if challenged. I have had many customers do that successfully.

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