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#1 |
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Registered User
Trade: general contractor
Join Date: Apr 2006
Posts: 8
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Roofing Insurance Quotes
I trully need some help with the issue of workers comp for employees in florida, i now received my roofing license fron the state and i was doing some research on how much it will cost to insure 4 employees with wc/liability and i almost fell to the ground. Most companies don't even want to talk to you if you use a leasing company, i really do not know what to do.
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#2 |
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Pro
Trade: General, roofing and insulation contractor
Join Date: Apr 2007
Posts: 421
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Re: Roofing Insurance Quotes
WC & GL is simply a cost of doing business. We all have to pay it. Other than being a "jackleg", there's no magic to reducing/avoiding it.
WC rate is typically statutory/set by the state. GL can be all over the board, depending on the coverage, and work liability/type of work perrformed. You just about need an attorney to review the GL policies these days. For a new guy, the deposits/pre-payment of anticipated premiums can be difficult if your not funded appropriatly. |
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