Worker Comp And Liability

 
Thread Tools Search this Thread Display Modes
Old 03-24-2006, 03:29 PM   #1
Member
 
Mouldings&More's Avatar
 
Trade: building and management
Join Date: Mar 2006
Posts: 47

Worker Comp And Liability


Does anyone know the best(cheapest)place for this. Been in bus since 92 and feel I am wasting money on high insurance costs.

Mouldings&More is offline  
Warning: The topics covered on this site include activities in which there exists the potential for serious injury or death. ContractorTalk.com DOES NOT guarantee the accuracy or completeness of any information contained on this site. Always use proper safety precaution and reference reliable outside sources before attempting any construction or remodeling task!

Old 03-24-2006, 05:15 PM   #2
Pro
 
Bob Kovacs's Avatar
 
Trade: Consultant
Join Date: May 2005
Location: Holly Springs, GA
Posts: 1,221

Re: Worker Comp And Liability


Well, you're definitely wasting money on high insurance costs- until you need the coverage- then it's worth every penny you paid (assuming you paid for a good policy).

As far as finding better coverage, GL and WC are both very localized programs- it might help if we knew where you were located, as someone from the same area would possibly be able to help then.

Bob
Bob Kovacs is offline  
Old 03-25-2006, 05:40 PM   #3
Member
 
Mouldings&More's Avatar
 
Trade: building and management
Join Date: Mar 2006
Posts: 47

Re: Worker Comp And Liability


Massachusetts. I hear you on needing it. I cringe every time I see on of my guys doing something stupid and have to yell.
Mouldings&More is offline  
Old 03-25-2006, 10:43 PM   #4
Pro
 
Pearce Services's Avatar
 
Trade: Commercial Loading Dock and Door Contractor
Join Date: Nov 2005
Location: Southeastern Massachusetts
Posts: 649

Re: Worker Comp And Liability


What are you paying per hundred of payroll?
Pearce Services is offline  
Old 03-26-2006, 08:01 PM   #5
Member
 
Mouldings&More's Avatar
 
Trade: building and management
Join Date: Mar 2006
Posts: 47

Re: Worker Comp And Liability


22 on 100 thought I have been drilling them latetly and I think I got them down to 17 on 100. You would think since I have never had an incident it would go down but it seems that will never be the case.
Mouldings&More is offline  
Old 03-26-2006, 08:19 PM   #6
Class A Contractor "BLD"
 
Gordo's Avatar
 
Trade: Remodeling and home improvements
Join Date: Feb 2006
Location: Virginia Beach, Va.
Posts: 1,286

Re: Worker Comp And Liability


Contact your regional builders association.They should be able to dial you in on their group plan.
__________________
Looks like some pros were here.
Gordo is offline  
Old 03-26-2006, 10:29 PM   #7
Pro
 
Pearce Services's Avatar
 
Trade: Commercial Loading Dock and Door Contractor
Join Date: Nov 2005
Location: Southeastern Massachusetts
Posts: 649

Re: Worker Comp And Liability


If you are paying 17/100 total for both W/C and Liability, that's not a bad rate.

Where in Mass are you?
Pearce Services is offline  
Old 03-27-2006, 03:22 PM   #8
Member
 
Mouldings&More's Avatar
 
Trade: building and management
Join Date: Mar 2006
Posts: 47

Re: Worker Comp And Liability


Thats just WC. Seekonk
Mouldings&More is offline  
Old 03-28-2006, 08:25 AM   #9
Pro
 
Pearce Services's Avatar
 
Trade: Commercial Loading Dock and Door Contractor
Join Date: Nov 2005
Location: Southeastern Massachusetts
Posts: 649

Re: Worker Comp And Liability


I'm in Bridgewater, I pay W/C in 4 different categories, my highest is 1-2 Family detached structures, at a rate of $9.74/hundred.

Call me if you would like, I can give you my agent's number, he will save you money. Cell #508 245-3476
Pearce Services is offline  
Old 04-03-2006, 04:02 PM   #10
Registered User
 
ralo's Avatar
 
Trade: home improvement
Join Date: Jan 2006
Posts: 4

Re: Worker Comp And Liability


I just got a 6,000 refund using this service,they review your policy for free.There's so much that goes into figuring the premium.You always get screwed.I'm glad I found this service.Everyone should use it.They can only go back three years though.I'm pissed i didn't do this 6 years ago.

RecoverMyProfit.com

Hope this saves you guys some cash.
actually,i think i found this site here.

Last edited by ralo; 04-03-2006 at 04:18 PM.
ralo is offline  


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Join Now... It's Fast and FREE!

Privacy Badge
I am a professional contractor
I am a DIY Homeowner
ContractorTalk.com is for
PROFESSIONAL CONTRACTORS ONLY!

At ContractorTalk.com we cater exlusivly to professional contractors who make their living as a contractor. Knowing that many homeowners and DIYers are looking for a community to call home, we've created www.DIYChatroom.com DIY Chatroom is full of helpful advices and perfect for DIY homeowners.

Redirecing in 10 seconds
No Thanks
terms of service

Already Have an Account?