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#1 |
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Member
Trade: building and management
Join Date: Mar 2006
Posts: 47
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Worker Comp And Liability
Does anyone know the best(cheapest)place for this. Been in bus since 92 and feel I am wasting money on high insurance costs.
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#2 |
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Pro
Trade: Consultant
Join Date: May 2005
Location: Holly Springs, GA
Posts: 1,221
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Re: Worker Comp And Liability
Well, you're definitely wasting money on high insurance costs- until you need the coverage- then it's worth every penny you paid (assuming you paid for a good policy).
As far as finding better coverage, GL and WC are both very localized programs- it might help if we knew where you were located, as someone from the same area would possibly be able to help then. Bob |
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#3 |
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Member
Trade: building and management
Join Date: Mar 2006
Posts: 47
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Re: Worker Comp And Liability
Massachusetts. I hear you on needing it. I cringe every time I see on of my guys doing something stupid and have to yell.
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#4 |
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Pro
Trade: Commercial Loading Dock and Door Contractor
Join Date: Nov 2005
Location: Southeastern Massachusetts
Posts: 649
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Re: Worker Comp And Liability
What are you paying per hundred of payroll?
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#5 |
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Member
Trade: building and management
Join Date: Mar 2006
Posts: 47
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Re: Worker Comp And Liability
22 on 100 thought I have been drilling them latetly and I think I got them down to 17 on 100. You would think since I have never had an incident it would go down but it seems that will never be the case.
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#6 |
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Class A Contractor "BLD"
Trade: Remodeling and home improvements
Join Date: Feb 2006
Location: Virginia Beach, Va.
Posts: 1,286
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Re: Worker Comp And Liability
Contact your regional builders association.They should be able to dial you in on their group plan.
__________________
Looks like some pros were here. |
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#7 |
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Pro
Trade: Commercial Loading Dock and Door Contractor
Join Date: Nov 2005
Location: Southeastern Massachusetts
Posts: 649
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Re: Worker Comp And Liability
If you are paying 17/100 total for both W/C and Liability, that's not a bad rate.
Where in Mass are you? |
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#8 |
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Member
Trade: building and management
Join Date: Mar 2006
Posts: 47
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Re: Worker Comp And Liability
Thats just WC. Seekonk
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#9 |
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Pro
Trade: Commercial Loading Dock and Door Contractor
Join Date: Nov 2005
Location: Southeastern Massachusetts
Posts: 649
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Re: Worker Comp And Liability
I'm in Bridgewater, I pay W/C in 4 different categories, my highest is 1-2 Family detached structures, at a rate of $9.74/hundred.
Call me if you would like, I can give you my agent's number, he will save you money. Cell #508 245-3476 |
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#10 |
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Registered User
Trade: home improvement
Join Date: Jan 2006
Posts: 4
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Re: Worker Comp And Liability
I just got a 6,000 refund using this service,they review your policy for free.There's so much that goes into figuring the premium.You always get screwed.I'm glad I found this service.Everyone should use it.They can only go back three years though.I'm pissed i didn't do this 6 years ago.
RecoverMyProfit.com Hope this saves you guys some cash. actually,i think i found this site here. Last edited by ralo; 04-03-2006 at 04:18 PM. |
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