GL Insurance

SCB

Does anyone know if it is possible to get GL insurance that will cover 2 companies owned by the same person in one policy?

Either 2 sole proprietorships or a corporation and its subsidiary.

I have one company that focuses on large additions and remodels.
I have work comp and GL Ins for that company.
I would like to start a company for small projects with a different name.
Hoping I can do this without having to get duplicate ins policies.

Thanks

onenia

I think your agent would be able to answer that question.

__________________
Houston remodeling company | Kitchen remodeling | Room additions

SCB

Shes on vacation for a week and the curiousity is killing me...
I just figured somebody else might have two different construction companies and be able to tell me if they got a blanket policy or if they needed two separate ones.

Chris Johnson

Why would you want to share liabilities between companys?

Get two GL policies, WC under one company and sub contract from A to B to only need one WC policy

__________________
Chris

SCB

My companies are small.
I am the sole owner.
I really just want a different name to advertise with.
The company I have now does larger additions and remodels.
The name and logo and ads were geared towards bigger projects.
The markets is not so great for those projects right now.
I want to advertise for smaller projects under a more fitting name.
However, I still want to keep my existing company for larger projects when the market starts to pick up or for any referrals that come in.
I figured that I'm already paying a small fortune for all my insurance and these smaller jobs still fit clearly under the coverage...so why pay twice.