Storm Chasers

 
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Old 11-06-2006, 08:54 PM   #61
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Re: Storm Chasers


there is nothing wrong with 3 tabs,takes a roofer to put them on straight,but they have lasted many years before laminates.

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Old 11-06-2006, 11:20 PM   #62
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Re: Storm Chasers


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Originally Posted by RidgeWalker View Post
Alot of the comments made about the storm chasers are sad but true. I worked in this business as a salesman for a few years before lighting out on my own.

I'd personally like to see some changes in the insurance restoration industry becuase of the way some of my peers do business. Like buying out a local name, that is complete crapola in my opinion. It's an easy way to not take responsibility for your mistakes. Granted there is nothing illegal about it, business are bought out by other business's all the time.

The low bid mentality are the one's who are the true scurge of the restoration industry in my opinion. They use $$$ as the motivating factor in making a sale, instead of quality products and installation. The latter by the way the home owner pays for every month with thier insurance premium! The home owner should not get anything less from thier insurance company or thier contractor.

Also about working with the home owners insurance company to get agreed pricing for the roofing is common and reasonable. Almost every home owner has no clue what they are really owed for thier damages. Almost every home owner believes that the initial settlement they are given by thier insurance company is fair. In most cases it's not.

The reason they believe this is becuase the insurance industry spends billions every year for TV & Radio ads to build trust and faith in the population, so why would they suspect anything less when they have a large claim.

Case in point, and you MN guys might know this. The hail storm in 98 caused alot of siding damage. Old 8 inch aluminum siding in colors no longer available. Farmers ended up getting sued because it was contested that they owed for the un-damaged sides of the siding.

The case against the insurance company was won, and Farmers and every other insurance company had to go back and pay for the undamaged sides. Did they loose becuase the policy said they owed for it? No. They lost becuase it was determined that the publics confidence and faith in the insurance industry would be lost. How's that? Becuase of the faith and confidence the insurance industry builds in thier marketing efforts. So it was determined that they engaged in unfair and deceptive trade practices, and that's why they lost.

Also it's illegal for any one to get money back from an insurance claim. These contractors giving money back are breaking the law and committing insurance fraud and so is the home owner.

Our policy is to get an agreed price with the insurance company and that's the price that goes on the contract to the penny. Any home owner who want's it differant we tell them we can't do business with them.
Respect is griven to you sir.
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Old 12-30-2006, 11:56 AM   #63
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Re: Storm Chasers


Last summer we had hail and all the storm chasers came. On one roof job we did, the customer said their neighbor had their roof done by a storm chasing crew of mexicans. They did the roof, collected money for the job, left town, and didn't pay the lumber yard. Lumber yard sued the HO. Besides that, my customer didn't appreciate all the crew's cussing and swearing next door. To top it off, she looked out her kitchen window and saw one of the crew peeing on the roof.
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Old 12-30-2006, 06:26 PM   #64
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Re: Storm Chasers


Old thread, but a worthy topic. The full version text from my report is long but very informative, here are just a few points included.

BTW, before I joined this forum, I checked out hail damage technological and engineering studies extensively. One very good web site by ridge walkers company which contains a very lucid definition of hail damage to asphalt roof shingles.

Home owners usually do not realize that they are entitled to true actual out of pocket replacement costs. As long as the products being replaced are with a similar quality as they originally had which were damaged. Any upgrades, properly should come out of the home owners pocket.

Following are some excerpts from a recent hail report I compiled for a homeowner, who is now getting over $ 28,000.00 from his insurance company after being denied by the initial adjuster and their goon engineer on a 2nd inspection, just for the damage to his roof.


Following are various related definitions of " Hail-Caused Damage to Asphalt Shingles."

Functional damage to shingle roofing have been defined as:

"Morrison (1999) defined damage to roofing as a diminution of water-shedding capability or a reduction in the expected long-term life of the roofing material. Marshall and Herzog (1999) more specifically defined functional hail-caused damage to asphalt shingles as punctures, tears, or fractures (bruises) in the shingle mats. Shingle bruises are an indentation with fracture in the mat that feels soft like that of an apple bruise. The bruise is usually obvious as granules are also dislodged from the impact area exposing the asphaltic mat. In some instances, granules are dislodged from the shingles to expose bitumen without shingle mat rupture. This represents a potential loss of expected service life." (Haag Engineering)

As a helpful guideline, since you stated that you had some version of Full Replacement Cost Insurance Coverage, the following information is provided by the "Insurance Information Institute."

"Replacement cost provides you with the dollar amount needed to replace a damaged item with one of similar kind and quality, without deducting for depreciation-the decrease in value due to age, obsolescence, wear and tear and other factors. An actual cash value policy would only pay you the amount needed to replace the item, minus depreciation." Also, you should be advised that your repair and replacement costs should logically and necessarily include any costs that an insured reasonably would be expected to incur as a result of repairing or replacing an insurable covered loss.

Do quality work at your own pricing and desired profit level and do not let any 3rd party insurance company tell you how much you should be charging and how much profit you should earn.

Ridge Walker, It sounds as if you represent the roofing contractor field very well, my compliments to you.

Ed

Last edited by Ed the Roofer; 12-30-2006 at 08:21 PM.
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Old 02-08-2008, 08:26 PM   #65
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Re: Storm Chasers


I have been chasing the storms for 5yrs now because of a huge storm in my hone city, the chasers came and all the work is gone. The storm chasers in the Mn market is the help of guys like Westurn he has created a lot of them by NOT paying his sales men and the nation wide chasers thanks to the Hollinsworth family from Texas same thing NO PAY. Times are very tight and a person has to do all they can to provide for family.
Some things to know the Ins checks DO NOT go straight to the contractor and many of the sales chasers are really good guys just like you are and they would rather be home with family working local jobs. our real problem is the Hispanic roofers thats because without them you the Americans would be doing these jobs and our Government is the culprit here by allowing it to happen as well other contractors hiring them for cheap prices in stead of the black or white man, but most do work harder than the black or white man and whose fault is that. we need to regroup and bust your as to keep your jobs and if you have to work cheaper than so be it. It all makes me sick to remember the way it was 25 yrs ago and how much PRIDE the American man brought to the industry but that has faded and most are more interested in how high or drunk them can stay not how much quality they can bring to the project . Be ready an even worst change is coming yet for us a dieing breed and the Hispanic is taking over as owners of the companies. good luck chuck
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Old 02-10-2008, 11:14 AM   #66
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Re: Storm Chasers


comfort zone- i understand what your saying, i can see both sides of some points worth an opinionated arguement, but overall it's natural selection. Lazy guys will go out of business, cheap labor will create more work for better contractors, just makes the jobs harder to land even though the inital cause of problem is the person seeking the help in the first place. Good work is'nt cheap, but unforetunately that is also a point shadey salesmen use to suck HO's into signing a contract in the first place...bid the job like we true professionals need to, and then hire the cheapest labor they can find...skip town, and onto the next town to destroy leaving alot of pizzed of customers and local contractors to clean up the mess.

We have one customer that calls us religously after a big wind day to reinstall chunks of missing shingles...they had the roof done for a 1/3 of the going rate, took them 6 months to get it done done, and now they call us back to replace the blown off shingles regularly and complain about the shoddy workmanship....so, overall i see it as a problem with people not wanting to pay more than they have to, esspecially with insurance checks going to them, the less they pay to fix the damage, the more left over they have to blow on whatever, thus hiring fly by night, traveling pukes instead of keeping it local.

Yeah, the lil mexican's are just happy to work, decent american workers (black, white, green eetc..)all want to make more than the company owner does, but has no skill to back it up. I had one puke working with us this summer that said he was worth $18/hr (which is an outragious wage in this area for skilled trades in the first place) Told him I'll start him at $10 since everybody i've ever had working for me is "the man" at whatever i was hiring for...and just like the rest of the pukes, guy was worth about 8/hr and i **** canned him.
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Old 02-10-2008, 01:37 PM   #67
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Re: Storm Chasers


Well Josh! Long time no see...hope your back again!
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Old 02-10-2008, 02:40 PM   #68
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Re: Storm Chasers


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Originally Posted by joasis View Post
Well Josh! Long time no see...hope your back again!
been busy with everything else going on in life, startiing a second business to sister up current one, and in talks about a partnership for a 3rd. nothing big/major, just ways to hide mo money
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Old 02-10-2008, 03:31 PM   #69
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Re: Storm Chasers


Has any company here been offered a buy out of their company name by a Storm Chasing Company?

I know of one contractor in the nearby area who was bought out for the name usage and he seems to be doing very well and this is going back about 7-9 years since that happened.

It does not seem as if he has suffered the pitfalls of the warranty claims due to shoddy workmanship that gets spoken about so often.

What are your experiences with Storm Chasers coming into your area?

Ed
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