Roof Certification Form

jamesfl

In my state of Florida, the insurance companies are requiring a licensed roofer
to provide vague details such as roof life expectancy and condition of roof. We get paid to do these. All policy renewals require this form.

My question is: Can anyone recommend a rider or some type of language to limit our liability on this type all work? If the roof fails prior to our projection, am I liable?

Note to all Florida roofing contractors, citizens is requiring this as of 12-1-08, We are doing several a day at $100 a pop. This is thru ONE agent. If you solicit ins. offices, you may get a lot more than just a few. Makes for a nice end of the year bonus.


Thank you

Grumpy

Contact the MRCA as they have roof inspection forms but might not give them to you if you aren't a member.

Only $100? $250 for a one page written summary, $450 with photos. I'll even do IR scans and CAD drawings for additional fees.

jamesfl

We live in a small town, Max drive time is 15 minutes, two pictures submitted, one page form fill in the blanks. So $100 seems fair to me, unless the house was above average in size.


James Fl

dougger222

If you could 10 day that would be ok money at $100 a pop. Easy work.

Ed the Roofer

Make sure that your "Opinion" does not make you liable for any potential warranty issues like the FHA Inspection Form does.

I would offer a tiered version.

Simple fee for an "Opinion" based Yes or No version to lasting several years.

A higher fee with the addition of photos and a one year clean certificate.

Then, the most expensive one, with the IR photos that Grumpy suggested with a 2-3 year warranty.

Also, you could consider a Leak Proof Warranty offered from a 3rd party, like I posted in the HAAG thread. There was a source to join which provided their warranty for a fee based on your inspection and you are not liable at all.

Ed

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jamesfl

Try this link for a copy https://www.citizensfla.com/shared/f...ility10-08.pdf

jamesfl

That doesn't seem to work for me, let me know if you can view it, if so what you think.

Thanks,

James

Ed the Roofer

DATE OF INSPECTION:_________________

This form is provided to assist you in complying with certain Citizens eligibility rules. A Florida licensed roofing contractor must complete this form.
(Note: This form

Certification Information

Roof Covering: ______________

Approximate remaining useful life of the roof: __________

Age of roof (in years): _________________

Date last updated? _______________________________

What, if any, updates were completed? Full Replacement Partial Replacement

Are there any visible signs of damage/deterioration (such as curling/lifted/loose/missing shingles or tiles, sagging or uneven roof deck, etc.)? Yes No. If yes, explain________________________________

Are there any visible signs of leaks? Yes No. If yes, explain______________________________

Two photos representing the roof’s condition are required to be submitted with this form.

Florida Fraud Statement
Any person who knowingly and with the intent to injure, defraud, or deceive any insurer, files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree.

_____________________________________ __________________
Name of Licensed Roofing Contractor (printed) Telephone Number
_____________________________________ _______________ __________
Signature of Licensed Roofing Contractor License Number Date

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jamesfl

Thank you ED,

So what is the liability to the license holder, if any?

Ed the Roofer

Be honest and back it up with photos to show how things could have changed in the mean-time. (Lot's of Photos)

I once got brought up to the "Threat" of a lawsuit, just because one of my estimators signed off on an FHA form for a new buyer of a home.

It leaked from an Ice Dam, but they felt I should be responsible for a new roof and the interior damage repairs.

A letter from my attorney got me out of it. I presume he informed them that they should contact their home owners insurance provider.

Ed

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