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I tried that some 20 years ago.
Why don't you go down to your friendly banker ( ha ha ) and ask them if they are offering any remodel loans , home equity , etc.
Let them know that you run into home owners all the time who would like to finance their work.
Get to know the loan officer, ask them their criteria, get them to committ somewhat - are they really loaning right now and on what, how much ?
Ask if you can refer customers in - you might be suprised.
Keep calling around locally - you might have to change banks.
Terry
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