Rrp And Protection Against

 
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Old 08-02-2017, 08:43 AM   #1
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Rrp And Protection Against


Is there anything you could add to your liability insurance in order to protect from an RRp fine? Lucky for me most houses by me are newer.
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Old 08-02-2017, 04:12 PM   #2
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Re: Rrp And Protection Against


I'd be surprised to discover that you can get insured to protect against penalties incurred by your own unlawful actions.

Is the EPA even watching anyone at this point?

Also, I think the fines are based on your companies net worth, and are not supposed to be enough to break you.

I remember when the RRP started, you could drive through town and see a few people complying. Mostly the larger painting companies.

I haven't seen anyone even trying to look like they care in recent memory.

The exception to that are the municipal projects.

Any time you inform your liability provider that you are working with LBP or asbestos, your rates go way up. You almost have to be doing that type of work regularly to make it worthwhile. If you know you're getting into one of those projects, it's almost easier to sub out to a remediation company for the demo. This is from an insurance liability point of view.

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Old 10-10-2017, 01:45 PM   #3
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Re: Rrp And Protection Against


Any municipal, school or public building (especially the first two) the AHJ is going to be very careful of getting an inspection and removal prior to any work. They want no chance for litigation to happen on exposure.

Other projects a municipality has "no control" over inspections or the requirements. That is usually controlled by the State EPA division and they do not recognize a municipal jurisdiction. Even in commercial rehab project. Anything to do with lead or asbestos in a municipality, the AHJ can just make a complaint to the regional EPA office and wait for them to respond.

I agree, I would doubt your insurance company would cover anything like that. Most of them will deny a claim if any laws are broken in the process.
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