Banking Fraud.

easymoney

I couldn't upload the Images for you all to see but I recieved an email from "Bank of America" stating:


Dear Customer,

Identity protection matters and BankofAmerica works day and night to help keep your identity safe. That's why it has come to our attention that your account information needs to be updated as
part of our continuing commitment to protect your account and to reduce the instance of fraud on our website. If you could take 5-10 minutes out of your online experience and update your personal records you will not run into any future problems with the online service.


If your account informations are not updated in the next 48 hours, then we will assume this account is fraudulent and will be suspended. We apologize for this inconvenience, but the purpose of this verification is to ensure that your online account has not been fraudulently used and to combat fraud. Once you have updated your account records, your BankofAmerica session will not be interrupted and will continue as normal. To speed up this process follow the link below to update your account profile:



http://rbsn.us/cgi/bin/update/bankof...nline_banking/

This was where the link was redirected to, but what was posted was an actual login URL



I thought is was rather strange, and the verbage seemed wrong, but I was nearly convinced because I had made a transfer of funds using online banking within the last 12 hours, in a rather large amount $25,000... I don't use the online banking all that often.

the fact that the link changed URL after cliking was my dead giveaway...so I called BofA and they confirmed that this was a fraudulent E-mail, and had me forward it to their fraud detection center.

So be careful, these guys where very convincing, especially cause they used real ads and logos.

Tinstaafl

Good catch. I would follow the same policy with phone calls as well. Unless you are the one initiating contact, it can be nearly impossible to verify with certainty that the people you're communicating with are who they say they are.

Uh... who did you say you are?

SelfContract

"Click/Follow The Link Below" = FRAUD!! (faked IP address)

Celtic

The first giveaway that it is a bogus email is right at the top:
The financial institutions will adress email to:
Dear easymoney, [or whatever your name happens to be]...
...or at the very least, some indication they already know who you are, ie...last 4 of the CC/Account # or SSN.

It's not a perfect system as any computer can be hacked.


When in doubt if an email is real or a "phishing" [ <*)))< ]attempt ~ simply go to to that financial institutions website by your OWN means...type it in the address bar/use your own saved links.
I am assuming every financial institution has a fraud dept. BoA's is right on their front page, midway down, on the left:
You were very lucky not to enter any sensitive personal information "knowingly".....this does not mean your computer has NOT been compromised by another means as a result of visiting that bogus website.

Do a full AV scan and run whatever other security measures you have installed as well.
Before running these products ~ be sure you have the latest updates for them!

__________________

A W Smith

i get those emails about a dozen times a year. I have an email address list for the various accounts i use to forward the phishing e-mails to. No institution will ever ask you to log in using an e-mail link. Sometimes if you hover over the links with your mouse you will see it resolves to an ip address. Not an institution domain. This is also how some terrorists and organized crime fund their operations.

__________________
Al Smith
http://www.awsmith.com

easymoney

I told a friend about it at work and she said it happened to her husband a few years ago, but he fell for it and had to close his account and reopen another, luckly he only had $500 in that particular account. and they never attempted to get the money back from the bank, does anybody know if the bank will cover losses due to this type of crime?