Advantages Of Contractor's License

 
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Old 11-24-2006, 07:32 PM   #21
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Re: Advantages Of Contractor's License


I have the respect from the people I work for,the people that know what I have done.They beleive I am truley concerned for them,as I am.I have probably seen more hack work than most and I can say there are plenty of liscenced hacks.I do not need a kid out of college with no common sense coming out to inspect my jobs.(getting in my way and slowing the job down)I feel as though my reputation is on the line on every job I do,and am driven by that.-----with that being said--I think liscences are good,but not for me.
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Old 11-24-2006, 09:01 PM   #22
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Re: Advantages Of Contractor's License


Quote:
Originally Posted by cmwacasey View Post
I have the respect from the people I work for,the people that know what I have done.They beleive I am truley concerned for them,as I am.I have probably seen more hack work than most and I can say there are plenty of liscenced hacks.I do not need a kid out of college with no common sense coming out to inspect my jobs.(getting in my way and slowing the job down)I feel as though my reputation is on the line on every job I do,and am driven by that.-----with that being said--I think liscences are good,but not for me.
I'm which ya hommie. LOL
I've seen a lot of nut job hacks with licenses myself.
I also know of license builders that will not pull permits.
The only problem I can see is if you had a non paying H. O. you wouldn't have a leg to stand on in court without one.
I would just get one, why fight the system.

Last edited by pwrpapa; 11-25-2006 at 12:08 AM.
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Old 11-24-2006, 10:28 PM   #23
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Re: Advantages Of Contractor's License


Quote:
Originally Posted by cmwacasey View Post
I have the respect from the people I work for,the people that know what I have done.They beleive I am truley concerned for them,as I am.I have probably seen more hack work than most and I can say there are plenty of liscenced hacks.I do not need a kid out of college with no common sense coming out to inspect my jobs.(getting in my way and slowing the job down)I feel as though my reputation is on the line on every job I do,and am driven by that.-----with that being said--I think liscences are good,but not for me.
So your state won't throw you in jail for contracting without a license?
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Old 11-25-2006, 01:39 AM   #24
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Re: Advantages Of Contractor's License


Quote:
Originally Posted by cmwacasey View Post
I have the respect from the people I work for,the people that know what I have done.They beleive I am truley concerned for them,as I am.I have probably seen more hack work than most and I can say there are plenty of liscenced hacks.I do not need a kid out of college with no common sense coming out to inspect my jobs.(getting in my way and slowing the job down)I feel as though my reputation is on the line on every job I do,and am driven by that.-----with that being said--I think liscences are good,but not for me.

I'm curious to know if your general liability insurance will deny a claim if the work was illegal, also will your customers home owner's insurance deny their claim if the work is illegal?
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Old 11-25-2006, 06:15 AM   #25
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Re: Advantages Of Contractor's License


Quote:
Originally Posted by cmwacasey View Post
I have the respect from the people I work for,the people that know what I have done.They beleive I am truley concerned for them,as I am.I have probably seen more hack work than most and I can say there are plenty of liscenced hacks.I do not need a kid out of college with no common sense coming out to inspect my jobs.(getting in my way and slowing the job down)I feel as though my reputation is on the line on every job I do,and am driven by that.-----with that being said--I think liscences are good,but not for me.
I just hope you don't drive.If you take pride in what you do,do it right.As for the inspectors,you have no clue...
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Old 11-25-2006, 08:45 AM   #26
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Re: Advantages Of Contractor's License


My state has the death penalty.we throw crooks in jail.liscensed drivers are another good example of just because you have a liscense,that you can do something properly.(can anyone disagree with that?.just using an example previously stated.)Insurance is not a problem and I work quite well with insurance companies.To reiterate my veiw on this subject--Reputation is more important than a liscence.---To those without a good developed reputation ,a liscence should probably be required.
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Old 11-25-2006, 09:20 AM   #27
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Re: Advantages Of Contractor's License


Not having the proper license says that you don't do things properly.That you're willing to bypass steps that you think are unneccessary.You probably don't use turn signals cause you already know which way you're headed.
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Old 11-25-2006, 09:33 AM   #28
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Re: Advantages Of Contractor's License


tkle,these days you are probably right.I guess you are probably pretty young and well educated.When I started things were different.A mans reputation was what was the most important thing he could have.Back then we did not need fancy pieces of paper with frilly titles.
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Old 11-25-2006, 10:15 AM   #29
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Re: Advantages Of Contractor's License


With regards to the original post.

In my county every permit, inspection, contractor, or Owner contractor, is available on line for every property, (residential and commercial). If you go to sell your home and you say you "did this", "this is new", "that is redone", "we put on that addition", all the info on permits etc is available to realtors, appraisers, potential buyers, banks, title companies, judges, lawyers, etc, etc. This info can screw up a home sale or put the pricing in favor of the buyer even if the work was done to the highest quality.

If this type of info is not available in your area then it probably will be in a few years. It's just makes sense to follow most of the rules. I've been in the trades for close to 40 years. Following most of the rules is not that difficult.
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Old 11-25-2006, 10:58 AM   #30
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Re: Advantages Of Contractor's License


Quote:
Originally Posted by cmwacasey View Post
My state has the death penalty.we throw crooks in jail.liscensed drivers are another good example of just because you have a liscense,that you can do something properly.(can anyone disagree with that?.just using an example previously stated.)Insurance is not a problem and I work quite well with insurance companies.To reiterate my veiw on this subject--Reputation is more important than a liscence.---To those without a good developed reputation ,a liscence should probably be required.
I have an EXCELLT reputation.... But guess what I have a license too because it makes sence. And its also the law...

I love people that think they are above the law... Arrrogant pricks.
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Old 11-25-2006, 01:15 PM   #31
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Re: Advantages Of Contractor's License


Quote:
Originally Posted by cmwacasey View Post
tkle,these days you are probably right.I guess you are probably pretty young and well educated.When I started things were different.A mans reputation was what was the most important thing he could have.Back then we did not need fancy pieces of paper with frilly titles.
...and you probably knew all your neighbors.Actually I'm old and ignorant.Back then you had a reputation.Now,nobody knows you or me from adam.
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Old 11-25-2006, 03:26 PM   #32
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Re: Advantages Of Contractor's License


On a slightly different subject I once got an A$$ chewing from a District court judge. I had been doing some property management for some friends as I thought I was very experienced from doing my own property management. This judge informed me that in my state it is illegal to manage someone else's property without the proper real estate license. In a tenant/landlord dispute I would be the one in the wrong and the judgements for damages against me could be real , punitive, and substantial.

In my case, on this day, the other party/ tenant did not show and the judge was only interested in embarassing me.

That changed my know it all status quick.

Last edited by K2; 11-26-2006 at 12:12 PM. Reason: spelling
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Old 11-26-2006, 10:15 AM   #33
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Re: Advantages Of Contractor's License


cmwacasey - guess you are still researching this?

Quote:
Originally Posted by Mike Finley View Post
I'm curious to know if your general liability insurance will deny a claim if the work was illegal, also will your customers home owner's insurance deny their claim if the work is illegal?
Not trying to break em on you, you sound like a good guy who wants what's best for his customers, you probably do great work for them and go the extra mile when necessary. Seriously if you put a lot of worth on your reputation and doing what's right for your customers, you should put some serious consideration into the sticky liability issues you are creating for your customers everytime you avoid the permit process.
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Old 11-26-2006, 05:37 PM   #34
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Re: Advantages Of Contractor's License


mike,i have had no claims on my liability insurance ever. my work generally will surpass the toughest codes.you guys also may need to understand that the laws might be different where I work,than where you work.Finally,out here where,I currently have been working for 7 years everyone does know everyone.Bad contractors will be run out of the territory quickly--they do not care about a liscence--they just want their work done right at a fair price.
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Old 11-26-2006, 06:10 PM   #35
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Re: Advantages Of Contractor's License


Don't see what this:

Quote:
Originally Posted by cmwacasey View Post
mike,i have had no claims on my liability insurance ever. my work generally will surpass the toughest codes.you guys also may need to understand that the laws might be different where I work,than where you work.Finally,out here where,I currently have been working for 7 years everyone does know everyone.Bad contractors will be run out of the territory quickly--they do not care about a liscence--they just want their work done right at a fair price.
... has to do with this:

Quote:
I'm curious to know if your general liability insurance will deny a claim if the work was illegal, also will your customers home owner's insurance deny their claim if the work is illegal?
Unless you are saying your laws are different and your liability insurance would cover you on a claim on a job that has illegal work and your homeowners insurance laws are different and they will cover a homeowners claim on illegal work.

Perhaps you are confusing "illegal work" with work done below code or work done at sub par quality. Illegal work is work that no building permits were pulled.

Your GL insurance covers you for accidents. (You do have GL insurance right?) Just because you work to the power of 10 above code doesn't mean you can't have an incident occur where you would have to put in a claim. Past history of no claims doesn't mean a catastrophic incident can't happen, it just means it hasn't so far, (and hopefully never will).

Homeowners generally have a last line of defense against a catastrophe on their home which is their homeowners insurance policy. You see the point is, I'm not sure how your customers would be as comfortable as you believe if they were fully aware that along with as you put it "they just want their work done right at a fair price", they were also putting their largest investment they probably have (their home) at risk knowing that if anything would happen, such as a fire or water damage and was associated with the work you did that they would be getting denied for their $100,000 claim on their homeowners policy and then since your GL insurance won't have to pay either, their last recourse is suing you.

To put it another way, if all is really as happy and sunshiney as you say, try telling them all this before they hire you next time. Just let them know the possible consequences of you not pulling permits, as remote as they are and ask them if they want to roll the dice over a few hundred dollars and a few 'wasted' hours of your time.

You see what I'm saying? You're going along happy because you don't think anything can happen becuase you are super careful and work way above code, and your customers probably aren't even aware of the risks you are putting them in. That's not a very ethical thing to do to anybody in my opinion. Get the facts and the risks out there and let your customer decide, then hey, it's let the buyer beware at that point, instead of buyer doesn't have all the facts.

Last edited by Mike Finley; 11-26-2006 at 06:13 PM.
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Old 11-26-2006, 06:45 PM   #36
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Re: Advantages Of Contractor's License


Yeah... If you did not pull a permit your or your homeowners insurance will almost definetly DENY any claim put forth. Because WITHOUT the permit and inspectios they have NO way to PROVE that you did follow the minimum code.

For example:
Lets say you build an addition. No permit is pulled and you finish it. The work is superb! AMAZING even so far above code that inspectors could use it as a model of how to do it right. Then a fire breaks out somehow... and burns that addition down. The homeowners call thier insurance and they come out and look at it. Since there is no record of a permit or inspections. They decide that it MAY have been an electrical fire. Since it was not inspected they WILL DENY the homeowners claim. The homeowner will then come after you and your GL and they will also DENY your claim.
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Old 11-26-2006, 06:51 PM   #37
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Re: Advantages Of Contractor's License


mike you are absolutly right and I agree 100% about telling the truth about myself.now for me this is a dead horse.finally,I appreciate all the comments good and bad.it is what makes this website interesting and informative.this is certainly not a website for people that are easily offended.
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Old 04-07-2008, 06:44 PM   #38
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Re: Advantages Of Contractor's License


California DOES have specific rules about Owner-Building. It has been covered on this site and it definitely covererd on CSLB.
In essence, you must live in the house that you are remodelling, having owned it for a minimum of 1 year prior to sale, or you are contracting without a license. Municipal codes and Local laws are not the same as CSLB requirements. Be careful!

check out cslb.gov if you doubt it!

"Owner-builders who build or improve residential structures on their own property if
they either do the work themselves or use their own employees (paid in wages) to
do the work. This exemption is only valid if the structure is not intended to be
offered for sale within one year of completion;"
(from blueprint to getting licensed...)


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